Short Term/Temporary Health Insurance
Protecting your smile and your sight shouldn’t be an afterthought. We help individuals and families find dental and vision coverage that fits their needs — with or without a major medical plan.
What is Short-Term or Temporary Health Insurance
Short Term health insurance plans are health plans designed to bridge gaps in coverage for individuals and families in times of transition. Based on your needs, you can select the length of time (1 to 11 months in many states) and from a range of available deductible amounts.
Who Needs Short-Term Coverage?
Short Term health insurance plans make sense for people who are:
- Rolling off their parent’s insurance
- In-between jobs
- Recently discharged from the military
- Missed Open Enrollment and do not have a qualifying event
- Waiting for benefits to begin at a new job
- Waiting for Medicare
- Needing a temporary alternative to COBRA insurance
- Losing coverage following a divorce
Short Term health plans do not meet the minimum essential coverage requirements under the
Affordable Care Act (ACA). They are designed solely to provide temporary health care insurance during unexpected coverage gaps.
